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Mortgage Rates
Here are some of the loan programs SEFCU Mortgage Services offers. To learn more about these programs and many others, call us at 800-444-6313.

Annual Percentage Rate (APR) calculations shown are based on the following terms:
Conventional loan of $160,000 based on a value of $200,000 for a primary residence and purchase transaction of an existing single family detached home in the City of Albany, Albany County, New York for an interest rate lock period of 60 days and includes tax and homeowner's insurance escrows.
The actual APR and fees will be based on individual loan features and creditworthiness.
Loan Amount:      $

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Program Name Rate Points APR Payment  
Fixed Rate 30 (Conforming) 3.875% 0.00% 4.018% $0.00
Fixed Rate 20 (Conforming) 3.625% 0.00% 3.782% $0.00
Fixed Rate 15 (Conforming) 3.250% 0.00% 3.428% $0.00
FHA Fixed 30 (FHA) 3.750% 0.00% 5.296% $0.00
10/1 ARM (Conforming) 3.375% 0.00% 3.781% $0.00
5/1 ARM (Conforming) 3.125% 0.00% 3.332% $0.00
Rates are subject to change without notice.
Rates last updated on 11/17/2017.
SEFCU Mortgage Services
700 Patroon Creek Blvd., Suite 301, Albany, NY  12206
Toll Free:  (800) 444-6313
Office:  (518) 783-1234
sales@sefcumortgageservices.com
Copyright © 2017 SEFCU Mortgage Services
SEFCU Mortgage Services is a wholly owned subsidiary of SEFCU. Licensed Mortgage Banker - NYS Department of Financial Services
NMLS Company ID - 309847
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